Frequently Asked Questions

While response times vary by lender, many can provide a decision in minutes. If approved, funds are often deposited as soon as the next business day.

Our network includes lenders who consider all credit types. Even if you have less-than-perfect credit, you can still submit a request to see if a lender is able to work with you.

Yes, our service is completely free to use. We connect you with lenders, and we do not charge you for this service. Any terms, rates, and fees of the loan will be provided to you directly by the lender.

Many lenders in our network use a "soft" credit inquiry to determine initial eligibility, which does not affect your credit score. If you are connected with a lender and choose to proceed with their loan offer, they will likely perform a "hard" credit inquiry, which may be recorded on your credit report.